LOANS AND LEASING / Home page

Loan

All dealers who have worked with us for more than three months and who do not have enough working capital for further development can obtain a loan or an overdraft. This will allow to perform smooth operation and expand the network of payment terminals. The dealer needs to present the required documents.

Leasing

Through a joint program of Comepay Payment System and KMB Bank, you can:

Save working capital. Repayment of debt is made monthly at the expense of principal activities, including using new equipment. The leased payment terminals pay well.
Optimize the tax, because lease payments are fully included in the cost price and therefor reduce the taxable base for income tax.
Save on property taxes through the mechanism of accelerated depreciation.

Leasing programs:

	Express leasing	Standard leasing
Benefits	Simplified technology of financial analysis	«Long-term money» on favorable terms. The possibility of reaching a new stage of business development
The amount of funding, USD/RUB or EUR (value of the leased asset less the client advance)	From 150 000 to 9 000 000 RUB From 4 167 to 260 000 EUR From 5000 to 300 000 USD	От 9 000 001 RUB From 260 001 EUR From300 001 USD
Object of leasing	All types of equipment including used
Leasing currency	RUB, USD, EURO
Leasing term, months	12—60	12—84
Advance payment	From 20%
Leasing fee	1—5%
Additional security	Not required
Guarantee	1 guarantee	2 guarantees
Price increase per year (the ratio of the total amount of the lease agreement to the initial cost of the leased asset))
RUB	От 8,48% до 13,89%	From 8,35% to 12,25%
EUR	From 6,24%до 11,16%	From6,3% to 9,54%
USD	From 6,68%до 11,71%	From 6,58% to 10,08%
Term of the decision (after the filing of all documents)	Within 7 working days	Within 21 working days

For more information about leasing please contact +7 (863) 203 57 57 or receive advice from an expert.

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